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美国税法给华裔美国公民带来了许多令人不快的惊喜: The US tax code has many unpleasant surprises for Chinese-American citizens.

例如,如果一个华裔美国人从他们的中国父母那里收到了超过10万美元的礼物,而没有上报,美国国税局就可以对其处以高达25%的罚款。 华裔美国公民和签证持有人还面临着其他的风险。 我们在这里将回答一些我们税务律师在帮助华裔美国人时经常被问到的问题。

 

 

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美国的税法与中国的税法有何不同?

 

与中国不同,美国税收体系的主要目标不是收入,而是用于制定公共政策

然而,公共政策的制定并不取决于怎样能使大多数美国人受益,而是取决于哪个特殊利益群体对国会影响最大。

因此,美国税法违反逻辑, 也可能包含严厉的惩罚。

特别是有许多汇报外国信息的报表,因为没有提交或不正确的报表而被处以1万美元的罚款。

即使你的投资损失了钱,也可能被罚款。


如果我有海外账户和收入,我应该采取哪些措施?

 
首先,你要知道,即使你现在使用报税员给你报税,也大有可能报的不对,而你可能会因此涉及到巨额罚款。

建议联系我们,这样我们就可以审阅你的税表,看是否有错误需要纠正。

 

什麼是FATCA?

 

FATCA是外国账户税务合规法案的缩写

它要求中资银行查看美国人或华裔美国人是否在中国拥有银行账户,然后与美国国税局分享这些信息。

到2018年底,中资银行将完成对所有银行账户的审查


当银行怀疑你有美国税务义务时,会寄给你一封信。


我们可以帮你处理这些信。

 

什麼是FBAR?


只要你所有银行账户总额超过一万美金,你就得申报FBAR.


这就意味着, 如果你有三个账户,每个3334美金,你就得申报FBAR.


并不是只有银行账户的才需要申报FBAR.

我们的客户也为退休基金,人寿保险和共有基金申报FBAR.以避免FBAR 罚款。

 

如果我申报出了错。我需要支付什么样的罚款?


这取决于你报错了什么。如果你只是没有申报FBAR,但是没有额外的收入需要申报,你可能没有罚款,而你需要做的就是正确使用拖欠税表的计划。

 

如果你犯了一个无辜或疏忽的错误,你可能需要进入一个简化的税务申报计划,如果你目前住在美国之外,就不会有罚款。


或者根据你在受影响账户上的年终余额来支付5%的罚金。如果你是故意的,或者“有意的”,你可能不得不进入完全的离岸自愿披露计划,并支付27.5%或50%的罚金。你的罚款金额取决于你的银行是否在“黑名单”银行名单上。


然而,也有一些人故意犯错误,而“opt-out”标准的惩罚则是标准的27.5%或50%,因此有意而为的未报FBAR处罚减缓会使处罚低于27.5%或50%。

如果我不遵守FATCA或FBAR的规定,国税局会起诉我吗


也许吧。

最近,北京的英达因违反银行法被起诉


他同意认罪,并承认违反了税法


他将面临10年的监禁和罚款,以及大约100万美元的未缴税款。


 这些项目会永远存在吗?


可能不会。


我为什么要聘请税务律师事务所,而不是一个注册会计师事务所?

 

税务律师与注册会计师有很多不同。

首先,税务律师是一名训练有素的律师。即使你做错了什么,税务律师也会站你的立场上。

第二,会有律师客户保密特权协议保护你

当你雇佣一家律师事务所时,律师客户保密特权协议与公司的所有雇员都有关联

您与我们的员工、注册会计师和其他税务专家的沟通也是受律师客户保密特权协议保护的.

第三,律师比会计师事务所受到更严格的监管。

 政府对律师的监督力度要大得多。律师可以代表你出庭,而会计师则受到限制。

律师事务所提供法律允许的最高级别的保护。


虽然我们不希望发生任何不好的事情发生在你身上,但如果发生了什么事,Parent & Parent LLP会保护你。

聯繫我們 212-356-1335 info@irsmedic.com

如果你喜歡用中文電子郵件說話 Liza Zhai llz@irsmedic.com

 

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The US tax code has many unpleasant surprises for Chinese-American citizens.

 

Here’s an example, if a Chinese-American received a gift of over $100,000 from their Chinese parents and fail to report it, the IRS can impose a penalty of up to 25% of the gift amount.


There are other risks the Chinese-American citizens and Visa holders face, including those hwo have been in the US for more than five years on a student Visa.

 

We recommend contacting us so that we can review your filing to see if any mistakes need to be fixed.

 

What is FATCA?

 

FATCA stands for the Foreign Account Tax Compliance Act.

It requires China to see if any Americans or Chinese-Americans have bank accounts and then to share that information with the IRS.
Chinese banks will finish reviewing all bank accounts by the end of 2018.


A bank will send you a letter when they suspect you are a US person for tax purposes.


We can help you deal with this letter.


What is FBAR?

 

The FBAR requires that all US persons file a report each year of the foreign bank accounts they have of over $10,000 in the aggregate.
This means if you have three banks account of $3334 each, you have to file and FBAR.


The FBAR is required for many things that aren’t bank accounts.

 

What if I did something wrong. What kind of penalty will I have to pay?


This depends on what you did wrong. And if you come clean using the appropriate disclosure program for your situation.  If you are just missing FBAR forms but have no additional income to report, you may have no penalty to pay is you properly use the delinquent return process.

 

Or you could have up to a 5% penalty based on your year-end balance in the affected accounts.

 

If you did something intentional, or “willful,” you may have to enter in the Full Offshore Voluntary Disclosure Program and pay a 27.5% or 50% penalty. Your penalty amount depends on whether or not your bank is on the “blacklisted” bank list.

Yet is some situations by "opting-out" of the standard 27.5% or 50% penalty, you can pay much less.


What happens if I didn’t comply with FATCA or FBAR, will the IRS prosecute me?


Maybe.

Recently, Da Ying originally of Beijing who was living in Farmington, Connectiuct was indicted for violation of a banking law.

 

Will these programs be around forever?


Probably not.  


Why should I hire a tax law firm, and not an accounting firm?

 

We have CPAs who are on our team. So we have a lot of good things to say about CPAs. However a tax law firm is different than an accounting firm in a few important ways.

  • First, a tax attorney is a trained advocate. A tax attorney will be at your side even if you did something wrong.
  • Second the attorney-client privilege protects you. When you hire a law firm, the attorney-client privilege attaches to all of the employees of Parent & Parent LLP.  The attorney client privilege protects your communications with our staff, CPAs, and other tax specialists.Third, attorneys are more heavily regulated than accounting firms.  There is far more government oversight with attorneys. And attorneys can represent you in any court, whereas accountants are severely limited.  A law firm provides the highest level of protection allowed by law.

 

While we don’t want anything bad to happen to you, if something does happen, with Parent & Parent LLP you will be well-protected.

 

Contact us here.

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Phone: (203) 269-6699